Cookie Policy
SM Finance
(A trading style of 3Q Financial Ltd)
1. Introduction
This Cookie Policy explains how SM Finance (“we”, “our”, or “us”) uses cookies and similar technologies when you visit our website or use our online services.
By continuing to browse or use our website, you agree to our use of cookies as described in this policy.
2. What Are Cookies?
Cookies are small text files that are stored on your device (computer, tablet, or mobile phone) when you visit a website. They help websites function properly and improve user experience by remembering your preferences and actions.
3. Types of Cookies We Use
We use the following categories of cookies:
a. Strictly Necessary Cookies
These cookies are essential for the operation of our website. They enable core functionality such as:
- Secure login
- Page navigation
- Access to protected areas
Without these cookies, the website cannot function properly.
b. Performance and Analytics Cookies
These cookies collect information about how visitors use our website, such as:
- Pages visited
- Time spent on the site
- Errors encountered
This helps us improve website performance and user experience.
c. Functional Cookies
These cookies allow the website to remember your preferences, such as:
- Language settings
- Login details
- Customisation options
They enhance your browsing experience.
d. Targeting and Advertising Cookies (if applicable)
These cookies may be used to:
- Deliver relevant advertisements
- Track browsing habits
- Measure marketing campaign effectiveness
We will only use these cookies with your consent.
4. Third-Party Cookies
We may allow third-party services to place cookies on your device. These may include:
- Analytics providers (e.g., Google Analytics)
- Marketing platforms
- Embedded content providers
These third parties have their own privacy and cookie policies.
5. How We Use Cookies
We use cookies to:
- Ensure the website functions correctly
- Improve performance and usability
- Analyse user behaviour
- Enhance security
- Personalise content and services
6. Managing Cookies
You have the right to control and manage cookies.
Browser Controls
You can block or delete cookies through your browser settings. Please note:
- Disabling cookies may affect website functionality
- Some features may not work properly
Cookie Consent
When you visit our website, you may be presented with a cookie banner allowing you to:
- Accept all cookies
- Reject non-essential cookies
- Customise your preferences
7. Legal Basis for Using Cookies
We use cookies in compliance with:
- UK General Data Protection Regulation (UK GDPR)
- Privacy and Electronic Communications Regulations (PECR)
For non-essential cookies, we rely on your consent.
8. Data Collected via Cookies
Cookies may collect the following information:
- IP address
- Device information
- Browser type
- Pages visited and interactions
- Referral URLs
This data is typically anonymised and used for analytical purposes.
9. Data Retention
Cookies may be stored for different durations:
- Session Cookies: Deleted when you close your browser
- Persistent Cookies: Remain on your device for a set period or until deleted
10. Updates to This Policy
We may update this Cookie Policy from time to time. Any changes will be posted on this page with an updated effective date.
11. Contact Us
If you have any questions about our use of cookies, please contact us:
SM Finance
Unit 18
10–17 Seven Ways Parade
Imperial Chambers
Woodford Ave
Ilford
IG2 6JX
United Kingdom
Phone: +44 7875 950904
Email: info@smfinance.co.uk